Lose your health insurance? You may be able to enroll now


If you recently lost health insurance coverage, you may be able to enroll in Marketplace coverage with a Special Enrollment Period.

Image: Woman lost coverage and shops for new plans

Health insurance losses that may qualify for a Special Enrollment Period

  • Loss of job-based insurance: You may qualify if your employer stopped offering health insurance, or you left a job where you had health coverage (even if you left by choice or were fired).
  • Loss of individual health plan: You may qualify if you’re no longer eligible for a student health plan, or your Marketplace plan is discontinued
  • Loss of eligibility for Medicaid or the Children’s Health Insurance Program (CHIP): You may qualify if you lose your eligibility because your income changed, making you ineligible for Medicaid, or if your child ages off CHIP.
  • Loss of eligibility for Medicare: You may qualify if you become ineligible for premium-free Medicare Part A.
  • Loss of coverage through a family member’s plan: You may qualify if you turn 26 and can no longer be on a parent’s plan, or lose health coverage through a spouse due to a divorce, legal separation, or through the death of a family member.

See if you qualify for Special Enrollment Period

Answer a few questions to find out if you qualify for a Special Enrollment Period. We’ll also tell you if you may qualify for Medicaid or CHIP, which you can enroll in any time.

Learn more about applying with a Special Enrollment Period.



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